When clients choose to invest with us, they can have confidence in the security of their capital. Our investment model is designed to provide a safety net, ensuring that their funds are safeguarded against unforeseen circumstances. The foundation of this security lies in the assets themselves.

In the case of real estate investments, the client's capital is secured against the tangible value of the development site. This means that their funds are directly linked to the real estate asset, offering a substantial and dependable collateral. In essence, the value of the investment property serves as a protective shield for the client's capital.

Similarly, for investments in commodities, import & export products, capital invested is backed by the value of the commodities being bought or sold. This ensures that your funds are intrinsically tied to the worth of these tangible assets. Therefore, even in the event of a worst-case scenario, investors have the option to sell the real estate or liquidate their commodities holdings. This provides a reliable exit strategy, allowing investors to retrieve their capital if necessary.

This security mechanism not only offers peace of mind but also underscores our commitment to responsible and prudent investment practices. We prioritize the protection of our clients' investments, providing them with a safety net that sets us apart and builds trust in our investment services.

If you seek further clarity, please get in touch with us.

In our diverse portfolio spanning multiple industry sectors, the potential returns on investments can vary. These variations are primarily driven by the unique dynamics of each sector, the nature of business activities, and the prevailing market conditions. The fluctuation in returns can make it challenging for investors to predict their earnings with certainty.

To address this issue, we've conducted extensive feasibility studies in each sector we operate in. These comprehensive assessments provide us with valuable insights into the intricacies of each market, helping us to mitigate uncertainties and manage risks effectively. Through these studies, we've been able to develop a solid and reliable investment strategy.

As a result of our careful analysis and commitment to transparency, we are pleased to offer our investors a contractually fixed return of 20% per annum. This fixed rate is a testament to our confidence in the sustainability and performance of our investments. It reflects our dedication to providing our clients with a predictable and attractive return on their investments, regardless of the inherent fluctuations in the various industry sectors we engage in.

This 20% per annum return is not just a promise; it's a contractual agreement that signifies our commitment to financial stability, responsible investment practices, and our unwavering dedication to delivering consistent value to our clients. It is our way of providing our investors with a dependable and secure avenue for wealth creation within our diversified investment portfolio.

At Pinnacle Group, our real estate development projects are structured to receive funding at various stages. Each project typically progresses through two distinct phases of funding to ensure optimal resource allocation.

The initial phase primarily serves to secure funding for land acquisition. Approximately halfway through the project timeline, we enter the second phase of funding, which is primarily allocated for subdivisions and construction purposes.

In theory, securing the entire project funding from a lender might appear to be the most cost-effective approach. However, practical considerations necessitate a more nuanced strategy. Firstly, lending institutions typically require a deposit prior to disbursing loans, covering only a fraction of the financing needs. Secondly, relying on our working capital as the deposit would impose restrictions on our ability to simultaneously undertake multiple projects, thus limiting both our business growth and investment opportunities.

In the Trading business, for export orders, we typically receive an advance payment from buyers, which typically ranges between 10% to 30% of the order's total value. This advance payment is crucial to initiate the order, allowing us to pay local suppliers and execute the order efficiently. The remaining payment is structured in accordance with mutually agreed contractual terms, which may involve partial payments prior to cargo shipment or upon delivery at the destination. However, it's important to note that lenders can typically only cover a portion of the order's value, making it challenging to fulfill multiple orders, especially during periods of increased demand for specific commodities.

Taking these considerations into account, we have developed a pragmatic and cost-effective strategy for funding. This approach typically involves utilizing investor capital to finance land acquisitions and act as bridging finance for commodities trading. This approach not only ensures the optimal allocation of resources but also enhances the efficiency and cost-effectiveness of our project financing.

We welcome investments starting from LKR 5,000,000. In exceptional cases, smaller investments may be considered at the discretion of our management, depending on the availability within a given project. Please note that due to capacity constraints, we have limited openings for investors who meet the specified capital requirements.

We provide our investors with regular updates on the progress of all projects via this website, direct email, and a private members’ Portal.

Our investor community is a diverse group of Sri Lankan, Indian, Australian and other international investors united by their need for a reliable investment model that provides them financial freedom and flexibility.